Motor Truck General Liability Insurance in California
If you’re a for-hire trucker, a large majority of risk managers will require you to have a Motor Truck General Liability Insurance Policy. We can help you with these policy requirements so you can keep landing jobs. Truckers General Liability pays for injuries or property damage you cause as a result of business activities when you’re not operating your truck.
What does Motor Truck General Liability Protect You From?
Some situations that may be covered by a Motor Truck General Liability Policy can include:
- A patron slips and falls at your place of business
- A delivery of a product that resulted in damage
- The actions of you or your drivers who are representing the insured while on the property of others (loading docks, truck stops, etc.)
- An employee’s libel or slander
- Many others
To find out about specific situational coverages, be sure to speak to a licensed agent.
What coverages are provided for Motor Truck General Liability Insurance?
- Personal Injury
- Advertising Injury
- Bodily and property damage liability
- Medical payments to others
- Other
Eligibility for Motor Truck General Liability is dependent on other coverages such as Primary Liability coverage which would protect you in the event of an accident involving your covered truck. Additionally, Motor Truck Liability Coverage is only available for for-hire truckers. It is not available for fleet or long-haul (greater than 500 mile radius) risks. Lastly, some types of vehicles are excluded from this coverage altogether.
The best way to find out eligibility is to call our agency and speak with a licensed agent.
